Free tool

Refund & return policy generator

Pick what you sell, your refund window, and how customers request a refund, and get a clear, copy-paste policy in seconds. Plus a library of ready-to-use policy templates for subscriptions, digital products, services, and more. Free, no signup required.

What do you sell
Refund window
Who pays return shipping
Restocking fee
How customers request a refund
Your policy
# Refund & Return Policy

_Last updated: [date]_

We want you to be happy with your order. If something isn't right, here's exactly how returns and refunds work.

## How long you have
You can return eligible items within **30 days** of delivery for a full refund. Items should be in their original condition and packaging.

## How to request a refund
To request a refund, email us at [support@yourcompany.com] with your order number and a short note about what went wrong. We'll reply within [X] business days and walk you through the next step.

## Return shipping
Customers cover the cost of return shipping unless the item arrived faulty or we sent the wrong thing, in which case we pay. We'll send instructions when your request is approved.

## How refunds are issued
Approved refunds go back to your original payment method within [X] business days of us receiving the return. Depending on your bank, it can take a few more days to appear on your statement.

## Questions
Not sure whether your order qualifies? Email [support@yourcompany.com] before you buy or return — we're happy to help.

---
_This policy is a starting point, not legal advice. Refund and consumer rights vary by country, state, and the kind of product you sell — have a professional review it before you publish._
or refine inChatGPTClaudePerplexityGoogle AI

This policy is a starting point, not legal advice. Refund and consumer rights vary by country, state, and what you sell, so have a professional review it before you publish.

Policy templates

12 ready-to-use policy clauses

The clauses a generated policy often misses — subscriptions, digital downloads, deposits, faulty goods. Copy one, fill in the [brackets], and drop it into your policy, or open it in ChatGPT to reword for your store.

Standard return window

Physical goods

You can return most items within [30] days of delivery for a full refund, as long as they're in original condition with tags and packaging. To start, [email [support@company.com] / visit [returns link]] with your order number.

Exchanges

Physical goods

Prefer a different size, color, or model? We'll exchange any eligible item within [30] days. Send the original back in its original condition and we'll ship the replacement once it arrives — [we cover / you cover] return shipping on exchanges.

Instant-delivery refund terms

Digital products

Because [downloads / licenses / courses] are delivered instantly, they're generally non-refundable once accessed. If the file won't download or doesn't work as described, contact us within [14] days and we'll fix it or refund you in full.

License & access after a refund

Digital products

If we issue a refund for a digital product, your license is revoked and any access is removed. Continuing to use the product after a refund isn't permitted.

Cancel anytime

Subscriptions

You can cancel your subscription whenever you like from [account settings]. You won't be charged again, and you'll keep access until the end of the period you've already paid for. We don't charge a cancellation fee.

Annual plan refunds

Subscriptions

Cancel an annual plan within [14] days of payment for a full refund. After that, you can cancel any time to stop the next renewal, but the current term is non-refundable. [Note any pro-rata exceptions here.]

Free trial to paid

Subscriptions

Your card isn't charged until your free trial ends. Cancel before the trial is over and you won't be billed. If you're charged right after a trial you meant to cancel, email us within [X] days and we'll refund it.

Work already in progress

Services

If you cancel after work has started, we refund the portion that hasn't been delivered. Completed milestones and time already spent are non-refundable. We'll send a short summary of what's billable so the math is clear.

Deposits

Services

Deposits hold your spot and cover the work we do to get started, so they're non-refundable once your project is scheduled. If we cancel or can't deliver, your deposit is refunded in full.

Faulty, damaged, or wrong item

Exceptions

If your order arrives faulty, damaged, or isn't what you ordered, we'll make it right with a replacement or a full refund including any shipping you paid — no restocking fee. Let us know within [X] days with a photo if you can.

Sale & final-sale items

Exceptions

Items marked final sale or bought with a [clearance / promo] discount can't be returned or refunded unless they arrive faulty. We'll always flag final-sale items clearly before you check out.

Non-refundable items

Exceptions

For hygiene and safety reasons, some items can't be returned once opened — for example [personalized items, perishable goods, gift cards, intimate products]. These are non-refundable unless they arrive faulty.

Guide

Writing a refund policy customers actually understand

A generated draft gets you most of the way. The rest is knowing what a clear policy needs, how to write it so it prevents tickets instead of causing them, and where the policy plugs into the way you handle support.

What a refund policy needs

A good refund policy answers the questions a customer has before they have to email you. Miss one and you get a ticket; cover them all and most people never need to ask. These are the parts almost every policy is built from.

The window

How long someone has to ask. The single most-searched line in any policy — lead with it.

The condition

What state an item has to be in, or what counts as eligible. Vague here means disputes later.

Who pays return shipping

Customer, you, or free over a threshold. People decide whether to bother based on this one line.

Fees & exceptions

Any restocking fee and what can't be refunded at all. Say it up front, not after they've asked.

How to start

The exact step — an email, a form, a portal link. An answer with no next step generates a ticket.

How the money comes back

Original payment method, how many days, and the bank-clearing caveat. Removes the "where's my refund?" follow-up.

Write it so customers don't open a ticket

Same policy, two ways of saying it. The first sounds reassuring and tells the customer nothing, so they email to find out. The second answers the question, so they don't.

The line in your policy

“How long does a refund take?”

The ticket-generating version

“Refunds are processed as quickly as possible. Please allow some time for the amount to be returned to your account.”

The version that ends the question

Approved refunds go back to your original payment method within 5 business days of us receiving the return. Depending on your bank, it can take a few more days to show up on your statement.

Six habits that make a policy land

A generated draft gets you about 80% of the way. These are the habits that close the gap, whatever you sell.

Lead with the window

The number of days is the thing people came to find. Put it in the first line, not the fourth paragraph.

Use plain words, not legalese

"You can return it within 30 days" beats "the buyer may, within the stipulated period, initiate a return." Write like a person.

Be specific about money and time

"Within 5 business days" and "a 15% restocking fee" beat "promptly" and "a small fee." Numbers end arguments.

Name the exceptions up front

Final-sale and non-refundable items belong before checkout, not in the reply to an angry email.

Give one clear way to start

An email, a form, a portal. One route, stated once, beats "contact us" with no destination.

Get it reviewed before you publish

Consumer rights vary by region, and this tool isn't legal advice. A quick professional read is cheap insurance.

Once your policy is written, it's only useful if customers can find it. Publish it as a help center article people can search, and let an AI agent answer “where's my refund?” from it automatically.

Refunds & your support workflow

A copy-paste policy is the right starting point. But a policy buried in a footer can't be searched, can't answer inside the chat widget, and goes stale the moment you change a term. Here's where the document ends and the workflow begins.

CapabilityPolicy docSelvo Help Center
Writing the policy
Assembles a clear, copy-paste policy
Stays accurate when your terms change
Re-build and re-paste
Edit once, live everywhere
Covers the edge cases
Clause library to bolt on
Each its own article
How customers find the answer
Customers search the policy
Has its own shareable, linkable page
Answers "where's my refund?" in the chat widget
An AI agent answers from your policy 24/7
Upkeep & cost
One place to update when a term changes
Shows you what customers actually ask
Price
Free
Included with Selvo
Selvo Help Center

Publish your policy where customers actually look

A generator drafts the policy, and it sits in your footer until someone goes hunting for it. Selvo's help center turns it into a searchable article, and an AI agent trained on it answers “where's my refund?” and “how do I return this?” inside your chat widget 24/7 — so your team only handles the cases that need a human.

See how Selvo Help Center works

Questions about the refund policy generator

What should a refund policy include?
A clear refund policy answers a few questions before a customer has to ask: how long they have to request a refund, what condition an item needs to be in, who pays return shipping, whether there's a restocking fee, which items can't be refunded, how to start a request, and how long the money takes to come back. This tool assembles all of that from a handful of choices, and the clause library covers the edge cases — subscriptions, digital downloads, deposits, faulty goods.
How long should a refund window be?
Thirty days is the most common window and a safe default — long enough to feel fair, short enough to be practical. Physical retailers often run 14 to 90 days; SaaS and digital products lean shorter or offer a money-back guarantee on the first payment. A longer, clearly stated window tends to lower hesitation at checkout more than it costs you in returns. Pick the window that matches how confident you are in the product and what's standard in your category.
Do I have to offer refunds?
It depends on where you sell and what you sell. Many countries and states give customers a legal right to a refund for faulty, damaged, or misdescribed goods regardless of your stated policy, and some require a cooling-off period for online purchases. Beyond those baseline rights, the specifics are up to you. This tool gives you a clear starting point, but it isn't legal advice — check the consumer-protection rules for your region, or have a professional review your policy, before you publish it.
How do I reduce refund requests without a no-refund policy?
Most refund requests come from a gap between what the customer expected and what they got, not from a generous policy. The fixes are upstream: accurate product descriptions and photos, clear sizing or specs, honest delivery times, and answers to the common questions before checkout. A searchable help center handles the rest — when a customer can find "where's my order?" or "how do I cancel?" on their own, fewer of them ask for their money back. An AI agent trained on those articles answers the repeat questions inside your chat widget automatically.
What's the difference between a refund, return, and cancellation policy?
A return policy covers sending a physical item back. A refund policy covers getting money back, which may or may not require a return. A cancellation policy covers stopping a subscription or service before it renews or completes. They overlap, which is why customers get confused — so most businesses cover all three in one document. The builder here adapts to your business type, and the clause library has standalone cancellation and subscription clauses you can add.
Is this refund policy generator free?
Yes, completely free. No signup, no email, no paywall. Build a policy from the options, copy it, or open it pre-filled in ChatGPT, Claude, Perplexity, or Google AI to refine the wording. Grab any of the ready-to-use clauses too. Usage is unlimited.

Something we didn't cover? Email a founder — answer in your inbox the same day.

We built the support tool we wished existed.

Help center, chat widget, AI agent, and shared inbox. The whole support stack on one bill. Free for fourteen days, no credit card.