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Payment failed email template

A failed-payment email should feel like a helpful heads-up, not a warning. Most declines are an expired card, not a problem.

Subject line

We couldn't process your payment

Email body

Hi [first name], Quick heads-up: we tried to charge your [plan] subscription today and it didn't go through. This usually happens when a card has expired or hit a limit, so nothing to worry about. You can update your payment details here: [billing link]. We'll try again in [retry timeframe], so your account stays active in the meantime. As long as it's sorted by [grace period date], nothing changes. If you think this is a mistake or need a hand, reply here. Best, [Your name] [Company]

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When to use this email

  • A recurring charge declined

  • A card expired or hit a limit

  • You want to recover the payment before service is affected

Tips for making it yours

Normalize it; most declines are harmless

Link straight to the billing page

State the retry date and grace period

Keep the tone helpful, never threatening

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